Canada’s Banking

Investors appreciate operating in one of the safest and most stable financial systems in the world. 

Canada’s banking system is ranked 2nd in the world and soundest in the G7, with the USA ranked 24th.

Source: Global Competitiveness Report, 2017-2018

Canada ranked 2nd in the G20 and stood 5th overall in Forbes’ latest 153-country annual study, The Best Countries for Business.

Source: Forbes, The Best Countries for Business 2018

The Canadian Dollar vs. The American Dollar

As with the rise and fall of Canadian oil the Canadian Dollar has been dropping against the American Dollar. Since 2012, the Canadian dollar has been slowly weakening and now sits at approximately 1.34.

 

Meaning that  for every US dollar that you invest you are able to get approximately 30% more in the Canadian Dollar.

 

So a property that costs $400,000 CAD only costs $300,000 USD. With savings of almost $100,000, it’s a promising investment choice.

Low Mortgage Rates

Since the spike in 1981 Canadian Mortgage rates have been dropping steadily ever since.

Today, Canada is experiencing its lowest interest rates we’ve ever had. With an average mortgage rate at 2.7% being able to invest in a property with very little interest is easier than ever before.

Growth — ROI

The Canadian housing market has been strong through the recession and today is growing steadily, even as housing market heats up. According to the Canadian Real Estate Association, the housing market across all of Canada grew 21% between 2012-2016. Meaning that your investment would have grown over 20% if you had invested it last year. And hot market cities such as Vancouver and Toronto grew 23% and 25% respectively. Investmenting today means that you can expect year over year growth on your property. If you decide to live in it or not. 

Condos continue to rise

After our blockbuster years of 2016 and 2017 the Canadian condo market is balancing off, but still continuing to be be on the rise in key markets such as Vancouver and Toronto.

The Toronto Real Estate Board says home sales were up 10.4 per cent in June compared with last year as the market continued a moderate spring rebound. Average condo selling prices have climbed five per cent so far in 2019. 

Global investors are recognizing Canada is in the best position to tackle the challenges of the 21st century economy.

 

Businesses appreciate world-class connectivity to international markets while operating in one of the safest and most economically robust countries in the world. Timeliness and innovation are at the core of passenger and cargo transit in Canada, now ranked first in the world in air transport infrastructure, thanks in part to our 22 international airports stationed coast to coast to coast.

The end result is that Canada offers foreign investors the advantages inherent in a North American geographical real estate portfolio allocation without exposure to the volatility that characterises the USA in periods of downturn.

All this makes the country an attractive venue for real estate investment and development.

Trade Agreements with the USA

Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power.

Based on the latest annual data from the U.S. Census Bureau, energy accounted for about 5% of the value of all U.S. exports to Canada and more than 19% of the value of all U.S. imports from Canada in 2016.

For 2016, the value of U.S. energy imports from Canada was $53 billion, while the value of U.S. energy exports to Canada was $14 billion.

Foreign Direct Investment

Canada gives investors preferential market access through 14 trade agreements to 51 countries with nearly 1.5 billion consumers with a combined GDP of US$49.3 trillion.

 

FDI rose to $51.3 billion last year, Statistics Canada in 2018, the highest annual total since 2015.

That included inflows of $16.4 billion in the final three months of the year, which was the second highest quarterly total since 2015.

Immigration

 

Immigration makes an important contribution to Canada’s economy and society and has immediate and long-term positive outcomes.

 

300,000+ permanent immigrants come into Canada every year. That's equivalent to about 1% of our population, one of the highest ratios in the world.

The USA approves approximate .03% of their population each year.

Over 1/5 of Canadian workers were born outside of Canada. We aim to attract 1M over the next 3 years.

 

Education

The Canadian education system is ranked among the best in the world, with one of the highest academic performance.

The triennial Programme for International Student Assessment (PISA) report from the Organization for Economic Cooperation and Development shows Canada consistently beats the competition in science, reading and on equity issues like gender balance.

 

More than a third of students in Canada are from families where both parents are from another country.

World Tech Incubator

 

As part of the Government of Canada’s Innovation and Skills Plan, the Innovation Superclusters Initiative was born. The program, which aims to pull together technology clusters across the country into large collectives, focuses on technology innovation in the areas of ocean sciences, artificial intelligence, advanced manufacturing, protein industry, and digital technology.

 

With the goals to solve complex challenges, drive economic growth, develop and attract top talent, and advance world-leading research and innovation, the initiative will infuse nearly $2B into the economy and grow GDP by $50B over the next ten years. 

Top Quality of Life

 

Canada has one of the most stable political systems in the world, a key reason behind the country's peaceful history & steady economic growth.

Toronto, Vancouver and Montreal rank in the top 10 globally as most liveable cities, based on safety, stability, universal access to quality health care, local culture and environment, the high quality of education and solid infrastructure. 

 

Quality of life attributes were listed as a good job market, affordable, economically stable, family friendly, income equality, politically stable, safe, well-developed public education system, and well-developed public health system.

We are also one of the friendliest countries in the world, based on attitude towards expats, ease of making local friends, and the likelihood expats will stay forever. Stay here and settle in.

 

A warm welcome awaits you and your business.

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